All your money in one place. No spreadsheets. Private.
Understand your finances and make better decisions without the friction. Track expenses, create budgets, and achieve your goals—all in one place.
Join the waiting list. We'll let you know when you're in.






Main Checking
Chase
High-Yield Savings
Marcus
Gold Card
American Express
Investment Portfolio
Vanguard
Emergency Fund
Ally
All Your Accounts
See every account in one place. Track balances, monitor changes, and always know where you stand.
- Mar 5+€2,485.00
Payroll Deposit
Salary - Mar 4-€87.42
Whole Foods Market
Groceries - Mar 4-€128.40
City Electric Co.
Electricity - Mar 3-€12.95
Coffee Lab
Cafes, restaurants, bars - Mar 3-€1,450.00
Rent Payment
Rent and maintanence - Mar 2-€5.20
Metro Transit
Transportation - Mar 1+€620.00
Freelance Invoice
Self-Employment Income - Feb 28-€24.99
Movie Night
Theatre, music, cinema - Feb 28-€35.99
Healthy Pharmacy
Health and pharmaceuticals - Feb 27-€500.00
Savings Transfer
Personal transfers - Mar 5+€2,485.00
Payroll Deposit
Salary - Mar 4-€87.42
Whole Foods Market
Groceries - Mar 4-€128.40
City Electric Co.
Electricity - Mar 3-€12.95
Coffee Lab
Cafes, restaurants, bars - Mar 3-€1,450.00
Rent Payment
Rent and maintanence - Mar 2-€5.20
Metro Transit
Transportation - Mar 1+€620.00
Freelance Invoice
Self-Employment Income - Feb 28-€24.99
Movie Night
Theatre, music, cinema - Feb 28-€35.99
Healthy Pharmacy
Health and pharmaceuticals - Feb 27-€500.00
Savings Transfer
Personal transfers
Every Transaction
Search, filter, and categorize with ease. Understand exactly where your money goes.
- Account HolderJonathan Mitchell
- Account No.GB29 NWBK 6016 1331 9268 19
- Balance$12,450.00
- Last LoginToday, 9:42 AM
- StatementQ4 2024 · Quartely
- Sharedonly with you
Your Data, Your Rules
No third-party sharing, no AI snooping. Your financial data belongs to you and only you.
Import in Seconds
Export a CSV or XLS from your bank and drag it in. A year's worth of transactions imported in under 10 seconds.
- Export from any bank
- Secure upload
- Automatic categorization
transactions.csv
847 KB · 1,247 rows
Payroll Deposit
Whole Foods Market
City Electric Co.
Coffee Lab
Rent Payment
Cashflow at a Glance
Visualize your money flow over time. See income vs. expenses and spot trends before they become problems.
Smart Budgets
Create budgets that adapt to your spending habits and help you reach your goals.
- Groceries€238.00 / €350.00
- Transportation€54.00 / €120.00
- Entertainment€72.00 / €80.00
- Dining Out€110.00 / €200.00
Set Your Goals
Define monthly budgets by category. Know exactly how much you can spend.
Spent
€238.00
Remaining
€112.00
- Whole Foods Market€87.42
- City Electric Co.€128.40
- Coffee Lab€12.95
Track Progress
See where you stand in real-time. Visual progress bars show spending vs. budget.
You've used 90% of your budget
Entertainment · Only $8 remaining this month
Stay on Track
Get notified when you're close to your limit. Never overspend again.
Trusted by people who value their privacy
Join thousands of users who have taken control of their finances without compromising their privacy.
Sarah M.
@sarahm_finance
Finally, a finance app that respects my privacy. Knowing my data isn't being shared gives me peace of mind.
Michael R.
@mike_tech
The budgeting features are intuitive and the dark mode is gorgeous. Best finance app I've used.
Emma L.
@emmalou
Love that my financial data stays private. No more worrying about who has access to my spending habits!
David K.
@davidk_dev
As a developer, I appreciate the security architecture. This is how finance apps should be built.
Jessica P.
@jessicap
The automation rules save me so much time. And knowing my data is private? Priceless.
Alex T.
@alext_money
Clean interface, powerful features, and zero compromise on privacy. What more could you want?
Sarah M.
@sarahm_finance
Finally, a finance app that respects my privacy. Knowing my data isn't being shared gives me peace of mind.
Michael R.
@mike_tech
The budgeting features are intuitive and the dark mode is gorgeous. Best finance app I've used.
Emma L.
@emmalou
Love that my financial data stays private. No more worrying about who has access to my spending habits!
David K.
@davidk_dev
As a developer, I appreciate the security architecture. This is how finance apps should be built.
Jessica P.
@jessicap
The automation rules save me so much time. And knowing my data is private? Priceless.
Alex T.
@alext_money
Clean interface, powerful features, and zero compromise on privacy. What more could you want?
Frequently Asked Questions
Everything you need to know before getting started.
Your data is stored securely and never shared with third parties. We don't use your financial data for AI training, advertising, or any purpose other than providing you the service.
No. We never ask for your bank credentials. You import transactions by exporting a CSV or XLS file from your bank and uploading it to Whisper Money. This keeps your bank account secure.
Absolutely. You own your data. You can export all your financial data at any time, and you can permanently delete your account and all associated data whenever you want.
We support CSV and XLS files. Most banks allow you to export your transaction history in one of these formats. The import process automatically maps columns and categorizes transactions.
Yes! Whisper Money is fully open source. You can review the code, suggest improvements, or even self-host it. Transparency is a core part of our privacy commitment.