Whisper Money
Private & Secure

All your money in one place. No spreadsheets. Private.

Understand your finances and make better decisions without the friction. Track expenses, create budgets, and achieve your goals—all in one place.

Your data stays private. Always.

Your transactions at a glance
Manage all your accounts in a single place
Analyze your money, how it evolves, and how do you spent it

Connect Your Banks

Link your bank accounts directly. Transactions sync automatically, giving you a real-time view of your finances.

  • Connect in seconds
  • Automatic sync
  • Secure & encrypted

Import in Seconds

Export a CSV or XLS from your bank and drag it in. A year's worth of transactions imported in under 10 seconds.

All Your Accounts

See every account in one place. Track balances, monitor changes, and always know where you stand.

Every Transaction

Search, filter, and categorize with ease. Understand exactly where your money goes.

Your Data, Your Rules

No third-party sharing, no AI snooping. Your financial data belongs to you and only you.

Cashflow at a Glance

Visualize your money flow over time. See income vs. expenses and spot trends before they become problems.

Smart Budgets

Create budgets that adapt to your spending habits and help you reach your goals.

Set Your Goals

Define monthly budgets by category. Know exactly how much you can spend.

Track Progress

See where you stand in real-time. Visual progress bars show spending vs. budget.

Stay on Track

Get notified when you're close to your limit. Never overspend again.

Trusted by people who value their privacy

Join thousands of users who have taken control of their finances without compromising their privacy.

S

Sarah M.

@sarahm_finance

Finally, a finance app that respects my privacy. Knowing my data isn't being shared gives me peace of mind.

M

Michael R.

@mike_tech

The budgeting features are intuitive and the dark mode is gorgeous. Best finance app I've used.

E

Emma L.

@emmalou

Love that my financial data stays private. No more worrying about who has access to my spending habits!

D

David K.

@davidk_dev

As a developer, I appreciate the security architecture. This is how finance apps should be built.

J

Jessica P.

@jessicap

The automation rules save me so much time. And knowing my data is private? Priceless.

A

Alex T.

@alext_money

Clean interface, powerful features, and zero compromise on privacy. What more could you want?

S

Sarah M.

@sarahm_finance

Finally, a finance app that respects my privacy. Knowing my data isn't being shared gives me peace of mind.

M

Michael R.

@mike_tech

The budgeting features are intuitive and the dark mode is gorgeous. Best finance app I've used.

E

Emma L.

@emmalou

Love that my financial data stays private. No more worrying about who has access to my spending habits!

D

David K.

@davidk_dev

As a developer, I appreciate the security architecture. This is how finance apps should be built.

J

Jessica P.

@jessicap

The automation rules save me so much time. And knowing my data is private? Priceless.

A

Alex T.

@alext_money

Clean interface, powerful features, and zero compromise on privacy. What more could you want?

Simple, transparent pricing

Choose the plan that works for you. No hidden fees.

Free

Freeforever

Get started at no cost. No bank connections included.

  • Unlimited accounts
  • Unlimited transactions
  • Your data stays yours
  • Smart categorization
  • Automation rules
  • Visual insights & reports
Most Popular

Standard Yearly

€3.99€1.99/month

Billed annually at €23.88

Everything you need to manage your finances securely.

  • Connect bank accounts
  • Unlimited accounts
  • Unlimited transactions
  • Your data stays yours
  • Smart categorization
  • Automation rules
  • Visual insights & reports
  • Priority support

Frequently Asked Questions

Everything you need to know before getting started.

Your data is stored securely and never shared with third parties. We don't use your financial data for AI training, advertising, or any purpose other than providing you the service.

Yes. Bank connections use secure Open Banking and never require your bank credentials, so transactions can sync automatically. This is a Pro feature; free users can import everything, but only through the CSV/Excel importer.

Absolutely. You own your data. You can export all your financial data at any time, and you can permanently delete your account and all associated data whenever you want.

We support CSV and XLS files. Most banks allow you to export your transaction history in one of these formats. The import process automatically maps columns and categorizes transactions.

Yes! Whisper Money is fully open source. You can review the code, suggest improvements, or even self-host it. Transparency is a core part of our privacy commitment.

Ready to take control of your finances?

Start managing your money privately. No credit card required.